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Money guides
Plain-English guides to budgeting one day at a time: how much to spend, how to save first, and how to stop money running out before payday.
November 14, 2026 · 8 min read
The 50/30/20 Rule: How It Works (Free Calculator + Examples)
What the 50/30/20 budget rule is, what counts as needs, wants and savings, worked examples in dollars and pounds, and a free 50/30/20 calculator.
November 14, 2026 · 7 min read
How Much Should I Spend a Day? A Simple Formula (With Examples)
Work out exactly how much you can spend each day, including on food, with one formula: take-home pay, minus savings and bills, divided by the days until payday.
November 14, 2026 · 8 min read
How to Stop Overspending: 11 Habits That Actually Work
Practical ways to stop overspending money every month, on food, on credit cards and online, including tips that help if you have ADHD.
November 14, 2026 · 8 min read
Pay Yourself First: What It Means and How to Make It Work
What 'pay yourself first' means, how to set it up in 15 minutes, a worked example, and the honest pros and cons of the budgeting method.